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Flexible mortgage solutions for homebuyers, homeowners, and real estate investors.
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Reza Jafary
Senior Loan Officer · DRE #01137810 · NMLS #1086393
2102 Business Center Drive
Irvine, CA 92612
Not Every Borrower Fits the Same Mortgage.
From traditional home loans to flexible, alternative financing, I'll help you explore the right solution for your goals.
Conventional Loans
Purchase and refinance solutions for qualified homebuyers.
FHA & VA Loans
Flexible financing options for eligible homebuyers and veterans.
Non-QM Solutions
Bank statement and alternative income documentation programs.
DSCR Investment Loans
Financing based primarily on investment property cash flow.
Second Mortgages
Access home equity without necessarily replacing your first mortgage.
HELOCs
Flexible credit lines secured by available home equity.
Construction Loans
Financing options for eligible ground-up and specialty projects.
Reverse Mortgages
Explore home-equity solutions designed for eligible older homeowners.
30+ years of lending acumen.
Predictable, seamless closings.
With over 30 years of licensed California real estate and mortgage experience (DRE licensed since 1992), Reza possesses rare insight into property valuation, underwriting criteria, and tailored capital solutions. Reza excels at navigating complex loan scenarios and delivering smooth, predictable funding for borrowers across California and nationwide.
Reza's decades of hands-on industry experience enable him to anticipate underwriting nuances before they become hurdles. He provides clients with realistic, grounded advice, ensuring that self-employed borrowers, business owners, and complex wealth holders obtain the financing they deserve with minimal friction.
LET'S CONNECT →““We had an amazing experience purchasing our home with OptionOne.com.” — JOYCE★★★★★
A Simple Process, From Start to Finish
Apply
Start your secure online application.
Review
We'll discuss your goals and available options.
Loan Review
Your loan request moves through review and underwriting.
Close
Move forward with confidence once approved.
Ready to explore your options?
Isahi Peña · Loan Officer · NMLS #2049362
714-384-7186 | Isahi@OptionOne.com
2102 Business Center Drive, Irvine, CA 92612