Knowledge,
Tools & Guides.
Everything you need to make informed lending decisions: market updates, program guides, calculators, and downloadable resources for borrowers and referring partners.
2027 Conforming Loan Limits Now Available.
Option One has introduced updated 2027 estimated conforming loan limits, raising the 1-unit baseline limit to $845,000 ($1,267,500 in AK & HI). Qualifying Agency applications between Sept 10 and Dec 1, 2026 can lock and fund now ahead of the official FHFA announcement.
Read the Full UpdateBrowse the Library
Mortgage Payment Calculator
Estimate your monthly principal and interest payment across different loan amounts, rates, and terms. Includes amortization schedule.
Reverse Mortgage FAQ: What Homeowners Age 62+ Should Know
Answers to the most common HECM questions covering eligibility, non-recourse protection, line-of-credit growth, and heirs' options.
Talk to a Loan Officer
Not sure which program is right for you? Our team can walk you through your options in a 15-minute call, no obligation.