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Resources | Loan Guides, Calculators, Market Updates — OptionOne Financial
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Everything you need to make informed lending decisions: market updates, program guides, calculators, and downloadable resources for borrowers and referring partners.

2026
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Featured Update · Latest
$1,249,125
2026 1-Unit Limit · LA County
High-Cost Area
Market Update November 25, 2025

2026 Conforming Loan Limits Announced.

The Federal Housing Finance Agency has released the 2026 conforming loan limits. For Los Angeles County, the new 1-unit limit rises to $1,249,125, expanding conventional loan access for more California buyers.

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Mortgage Calculator
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Mortgage Payment Calculator

Estimate your monthly principal and interest payment across different loan amounts, rates, and terms. Includes amortization schedule.

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Reverse Mortgage FAQ
FAQ Library
FAQ30+ Questions

Reverse Mortgage FAQ: What Homeowners Age 62+ Should Know

Answers to the most common HECM questions covering eligibility, non-recourse protection, line-of-credit growth, and heirs' options.

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¹ OptionOne uses a soft credit inquiry for pre-qualification, which will not impact your credit score. A hard credit pull may be required to complete a full application.

Option One Financial is a DBA of BluEleven Capital Corporation NMLS #1888223. Loans subject to credit approval. Rates and terms are estimates only and may vary based on credit, property, and loan type. Equal Housing Lender. OptionOne does not offer personal loans. All loan programs are subject to applicable state regulations.

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