Knowledge,
Tools & Guides.
Everything you need to make informed lending decisions: market updates, program guides, calculators, and downloadable resources for borrowers and referring partners.
2026 Conforming Loan Limits Announced.
The Federal Housing Finance Agency has released the 2026 conforming loan limits. For Los Angeles County, the new 1-unit limit rises to $1,249,125, expanding conventional loan access for more California buyers.
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The Complete DSCR Loan Guide for Real Estate Investors
Everything you need to know about qualifying investment properties using rental income. Includes worked examples for 1–8 unit properties.
Bank Statement Loans Explained: A Guide for Self-Employed Borrowers
How to qualify for a mortgage using 12 to 24 months of bank statements instead of tax returns. Documentation requirements, tips, and common questions.
Mortgage Payment Calculator
Estimate your monthly principal and interest payment across different loan amounts, rates, and terms. Includes amortization schedule.
Current Rate Sheet: All Programs
Weekly-updated pricing summary across every OptionOne loan program. Rates by loan amount tier, LTV band, and FICO range.
Program Matrix: Every Loan at a Glance
One-page reference sheet covering all 12 loan programs with minimum FICO, max LTV, DTI limits, documentation requirements, and pricing tiers.
Reverse Mortgage FAQ: What Homeowners Age 62+ Should Know
Answers to the most common HECM questions covering eligibility, non-recourse protection, line-of-credit growth, and heirs' options.
Referring Partner Kit: Realtors, Attorneys & Brokers
Everything referring partners need: co-branded flyers, program one-pagers, quick-reference DSCR/jumbo tables, and how to submit referrals.
Talk to a Loan Officer
Not sure which program is right for you? Our team can walk you through your options in a 15-minute call, no obligation.