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Flexible mortgage solutions for homebuyers, homeowners, and real estate investors.
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Mike Ahmari
CEO & Founder · Senior Mortgage Advisor · NMLS #1008035
2102 Business Center Drive
Irvine, CA 92612
Not Every Borrower Fits the Same Mortgage.
From traditional home loans to flexible, alternative financing, I'll help you explore the right solution for your goals.
Conventional Loans
Purchase and refinance solutions for qualified homebuyers.
FHA & VA Loans
Flexible financing options for eligible homebuyers and veterans.
Non-QM Solutions
Bank statement and alternative income documentation programs.
DSCR Investment Loans
Financing based primarily on investment property cash flow.
Second Mortgages
Access home equity without necessarily replacing your first mortgage.
HELOCs
Flexible credit lines secured by available home equity.
Construction Loans
Financing options for eligible ground-up and specialty projects.
Reverse Mortgages
Explore home-equity solutions designed for eligible older homeowners.
Institutional lending power.
Direct executive guidance.
With more than 31 years of executive mortgage lending experience and over $6 Billion in total funded loan volume, Mike Ahmari founded OptionOne Financial to deliver transparent, institutional-grade lending directly to homeowners. Mike personally advises clients on complex second mortgages, high-balance equity access, and custom non-QM portfolio structures.
Throughout his career, Mike has led major capital market initiatives while remaining deeply engaged in client advisory. His philosophy centers on absolute transparency, realistic closing timelines, and structuring loan solutions that preserve household wealth. Under his leadership, OptionOne Financial has maintained an impeccable reputation for speed, integrity, and direct execution across California and nationwide.
LET'S CONNECT →““We had an amazing experience purchasing our home with OptionOne.com.” — JOYCE★★★★★
A Simple Process, From Start to Finish
Apply
Start your secure online application.
Review
We'll discuss your goals and available options.
Loan Review
Your loan request moves through review and underwriting.
Close
Move forward with confidence once approved.
Ready to explore your options?
Isahi Peña · Loan Officer · NMLS #2049362
714-384-7186 | Isahi@OptionOne.com
2102 Business Center Drive, Irvine, CA 92612