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Flexible mortgage solutions for homebuyers, homeowners, and real estate investors.
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Anjin Ho
Realtor® & Loan Officer · NMLS #1074799
2102 Business Center Drive
Irvine, CA 92612
Not Every Borrower Fits the Same Mortgage.
From traditional home loans to flexible, alternative financing, I'll help you explore the right solution for your goals.
Conventional Loans
Purchase and refinance solutions for qualified homebuyers.
FHA & VA Loans
Flexible financing options for eligible homebuyers and veterans.
Non-QM Solutions
Bank statement and alternative income documentation programs.
DSCR Investment Loans
Financing based primarily on investment property cash flow.
Second Mortgages
Access home equity without necessarily replacing your first mortgage.
HELOCs
Flexible credit lines secured by available home equity.
Construction Loans
Financing options for eligible ground-up and specialty projects.
Reverse Mortgages
Explore home-equity solutions designed for eligible older homeowners.
Access your equity fast.
Transparent, client-first care.
Anjin combines extensive lending acumen with a client-first advisory approach. Specializing in home equity extraction, prime second mortgages, and investor financing, Anjin helps homeowners achieve financial freedom without touching their low first mortgage rates. Borrowers value Anjin's responsiveness, honesty, and attention to detail.
Dedicated to client satisfaction, Anjin takes time to review the complete financial picture with each borrower. By examining debt structures, cash flow needs, and long-term equity plans, Anjin delivers loan options that provide meaningful monthly relief and long-term financial security.
LET'S CONNECT →““We had an amazing experience purchasing our home with OptionOne.com.” — JOYCE★★★★★
A Simple Process, From Start to Finish
Apply
Start your secure online application.
Review
We'll discuss your goals and available options.
Loan Review
Your loan request moves through review and underwriting.
Close
Move forward with confidence once approved.
Ready to explore your options?
Isahi Peña · Loan Officer · NMLS #2049362
714-384-7186 | Isahi@OptionOne.com
2102 Business Center Drive, Irvine, CA 92612