Lower Your Payments.
Unlock Your Equity.
Better rates, better service, a better mortgage experience.
How refinancing benefits you:
Lower My Payment
If interest rates have dropped since you got your mortgage, refinancing could reduce your rate, lower your monthly payment, and save you money over time.
Start here 02 — Cash in handNeed Cash Out
If your home has appreciated in value, tap into that equity to consolidate debt, renovate your home, finish a project, or invest in other opportunities.
Start here 03 — Time-sensitivePayoff My Balloon
Currently in construction or a short-term bridge loan? We have many options to help get you into a stable, long-term program. Let’s chat.
Start hereSame Day Approval!
Our same-day approval empowers you to get approved for your dream home in 24 hours.
Streamlining the application process.
No need to wait days for answers. Our purpose is to ensure you walk away thinking that was too easy.
Ensure 100% Customer Satisfaction!
Our sole goal is to ensure 100% satisfaction by our clients and referring partners. No exception.
Timing is everything.
Life happens. And in those situations, there is no better partner on your side than OptionOne. We have the expertise and the products to deliver the right result when it matters.
Let us know your goal — and we’ll create the pathway to achieving it.
Simple qualification
Navigating the path to loan approval has never been easier. We tailor our evaluation to your unique circumstances — whether you’re seeking quick funds for your business, aiming to refinance an investment property, or dealing with low credit scores, non-US residency, or self-employment.
Fast turnaround
Time is of the essence in real estate. Our process reflects that urgency. From application to closing, expect swift and decisive action. Loan decisions are typically made in days, leading to closing times as fast as 5–14 business days.
Competitive rates
We’re committed to providing speed, flexibility, and fairness in our loan terms. Our interest rates are constantly adjusted to remain competitive and equitable — as part of our commitment to a deal that reflects the current market and your specific scenario.
Flexible terms
Your strategy requires agility. Our loans are crafted to match. With financing up to $6M, loan-to-value (LTV) ratios as high as 90%, and repayment terms that adapt to your situation, we offer the flexibility you need to navigate today’s market.